To increase your sales, or to reduce unpaid bills, traders are constantly seeking payment solutions. The payment terminals are now an essential arsenal that allows you to be paid in a faster and easier way.

While some payment terminals still CHF. 2’000.- are sold on average (annual subscription additional), have seen much more accessible solutions in the last few years the day. Two of them are compared in this article: myPOS & SumUp

SumUp

SumUp registers itself in the generation of “auxiliary housing”. A solution that is 100 percent dependent on a cell phone or tablet, where all amounts must be entered. SumUp is also connected to an external bank, which creates money transfer deadlines (5-9 days waiting time).

The +
Small size
The price
mobility

The –
Money transferred with several days delay
No integrated paper note
No WiFi connection (only SIM card)
Help desk located outside Switzerland
Does not work abroad

 

myPOS

myPOS proposes a complete and professional solution. At the technological level, a payment terminal is 100% independent and secured. No mobile phone is needed to use the payment terminal myPOS. In addition, every transaction is credited immediately and a MasterCard Business is offered. In addition, each customer benefits from a complete eCommerce solution that allows him to be paid on his Internet site via SMS or e-mail.

myPOS proposes several types of payment terminals (selling price without VAT):

  • the myPOS Go receipt sent by SMS or email CHF 45.-
  • the myPOS Mini receipt sent by SMS or email CHF 129.-
  • the myPOS Combo the most liked device with an integrated printer, selling at CHF 299.-
  • the myPOS N5 combining a payment terminal & a simple cash register for CHF 389.- only

The +
The price
100% self-employed
Money is credited instantly
A free MasterCard
Unlimited SIM card in Switzerland and Europe (free)
Customer service based in Switzerland
Devices available SumUp (left) vs myPOS Mini (right) in our stores (Switzerland) or delivered within 48h

The –
Online enrollment that takes 20min on average

 

Comparison Chart


**Data used for the SumUp comparison chart: Bank card 70 .- / year (Business Card Basic UBS proposed to the SMEs.) Can be used with a Maestro card 40 .- / year). Monthly and annual costs 260.- including: 80.- of annual bookkeeping (running account company UBS) + 15 .- / year Data data on the telephone contract. The 5-minute installation announced by SumUp precludes the opening of accounts for new companies that, on average, last 7 days to banks. Source: www.ubs.com/ch/

 

Conclusion

Although similar, myPOS and SumUp are very different, both in technical terms and in price, as shown in the comparison table. What adds to the payment terminal myPOS, a free bank account, free bank cards, a SIM card unlimited throughout Europe, and a complete payment solution on the Internet, via e-mail or SMS, which allows traders to pay by distance.

 

Design – Ergonomics

myPOS
myPOS proposes a self-contained and complete product. The myPOS Combo (with integrated printer) calms the customers. Once picked up, you realize that you are dealing with a payment terminal.

SumUp

The size and shape of the auxiliary housing (type Calculator) push the habits and give many questions from the side of the customers. In addition, it is necessary to enter all amounts on another device type telephone (see photo)


myPOS Go 45.- (left) & SumUp Air 69.- (right)


myPOS Mini 129.- (left) & SumUp Air 69.- (right)


myPOS Combo (left – with integrated printer) & SumUp Air 69.- (right)


myPOS N5 (left – with integrated printer) & SumUp Air 69.- (right)


The SumUp Air works only with another device (eg a smartphone)

Screen

myPOS
Colored screens, bright and readable on the two models myPOS Mini and myPOS Combo.

SumUp

Small screen black and white of 3 lines. All operations are done on a separate phone (not included in the sales price of the auxiliary housing)


color screen photos vs SumUp

Paper slip

myPOS
Possibility to personalize the bill with its own logo. Can be changed on demand by the myPOS platform.

SumUp
No


myPOS allows the logo and the bottom part of the bill to be used by the customer to configure

 

Functionalities

myPOS
Sale, payment by distance, repayment, cancellation of the last payment, deposit, top-up, printing of the last note, return of the note by e-mail / SMS, ordering of free bank cards (up to 10), bank transfer, payment without contact (NFC), Cash on Internet … etc.

SumUp
Refer to the SumUp website for a comprehensive list

 

Keyboard

myPOS
Two keyboard types: tactile with 15 keys for the myPOS Mini and analog 18 keys for the myPOS Combo.

SumUp
Keyboard tactile 13 Key

 

Recharging

myPOS
Several options to choose from, such as the charging station, the power outlet, the car charger, or the USB cable.

SumUp
Recharging with battery (Pre-2017) or cable (Post-2017).

 

eCommerce

myPOS
Free e-commerce module (WooCommerce, Prestashop, Magento … etc) or shopping cart, available at no fixed cost. Payment request by e-mail and SMS included.

SumUp
No

Shops & help desk

Be-Cash
Two stores located in Switzerland, one in Geneva and the other one in Coppet (VD). Soon available in Lausanne as well.

SumUp
Located abroad and reachable only by phone or email.

Contact

For more information, visit us in our stores or contact us by email contact@be-cash.ch or phone +4122 519 62 66.

Be-Cash Store Genève
18 rue Jean-Antoine Gautier
1201 Genève
Tuesday to Saturday 9am-1pm / 2pm-6pm
Google map

&

Be-Cash S.A.
9 Place de la Gare
1296 Coppet
T +4122 519 62 66
Monday to Friday 9am-12pm / 1pm-6pm
Google map

Be-Cash is a Swiss company, active since 2014. We also take part in many local events such as: Aligro, eCommerce fair, Carrefour des créateurs, MedNat, Street Food Festival and many others.

No comment yet, add your voice below!


Add a Comment

Your email address will not be published. Required fields are marked *